See your portfolio clearly.
A unified analytics dashboard bringing Indian mutual fund and Specialized Investment Fund (SIF) holdings, cash-flow returns, look-through allocation, and statutory capital gains tax into one place.
Schematic view of core analytical modules. No financial data is displayed publicly.
Built for exact accounting, not approximate estimates.
Standard consumer portfolio portals often simplify statutory rules, round cash-flow dates, or aggregate assets into generic buckets. Portfolio Tracker is structured around statutory precision: deterministic First-In-First-Out (FIFO) lot allocation for Indian Income Tax calculations, true annualized XIRR across active and historical cash flows, look-through analysis of underlying mutual fund and Specialized Investment Fund (SIF) portfolios, and systematic macro valuation signals tracking Indian market regimes.
Core Portfolio Analytics
All features listed below are active, deterministic capabilities verified directly in the codebase.
Mutual Fund & SIF Tracking
Unified view across traditional mutual fund schemes and Specialized Investment Funds (SIFs), with dedicated filtering by asset type and investment category.
- •Automated classification between Mutual Funds and SIFs
- •Category breakdown across equity, debt, and hybrid assets
- •Consolidated holding values and quantity reconciliation
Cash-Flow Returns (XIRR)
Mathematical return calculations grounded in actual transaction cash flows rather than naive time-weighted approximations.
- •Active XIRR evaluating open lots against current valuations
- •Lifetime XIRR accounting for all historical redemptions and cash flows
- •Annualized return accuracy across uneven purchase schedules
Look-Through Exposure Analytics
Underlying portfolio analysis identifying true market capitalization and sector exposures beyond top-level fund names.
- •Granular market-cap distribution (Large, Mid, Small)
- •Sector concentration decomposition
- •Aggregate portfolio overlap inspection
FIFO Realized Gains & Tax Engine
Strict First-In-First-Out lot matching implementing statutory Indian Income Tax Act capital gains regulations.
- •Automatic classification into Short-Term (STCG) and Long-Term (LTCG)
- •Section 111A and Section 112A equity capital gains segregation
- •Audit-ready lot-by-lot realized profit and loss calculations
Market Radar & Macro Regime
Systematic valuation signals, institutional sentiment tracking across Indian AMCs, and tactical deployment playbooks.
- •Equity yield gap vs 10Y G-Sec, P/E, P/B, dividend yields, India VIX, FII/DII net flows, US-India sovereign spread, DXY, and USD/INR
- •0–100 continuous composite market score aggregated from six normalized factors
- •Institutional fund-manager commentary tracking across AMCs under SEBI T+10 disclosure cycles with tactical playbooks (accumulate, neutral DCA, defensive)
NAV Refresh & Freshness Checks
Automated calendar schedules verifying whether each fund's valuation reflects the latest trading day's official NAV.
- •Automated daily NAV sync via official fund houses and AMFI
- •Freshness indicators alerting on delayed or pending NAV updates
- •On-demand manual refresh controls to re-sync latest valuations
Macro Regime & Institutional Sentiment Overview
Systematic market signals and qualitative fund-manager stance tracking across major Indian AMCs.
Earnings yields offer favorable risk premia over risk-free bonds; accelerated equity allocation.
Multiples aligned with historical medians; disciplined dollar-cost averaging into core flexi-caps.
Yield spreads narrow and multiples elevate; prioritize large caps, sovereign gold, and dry-powder reserves.
Roadmap & In-Development Capabilities
The capabilities below represent active development areas and future architectural milestones. They are planned and in progress, not currently shipped.
Automated Market Radar Ingestion
Using AI to extract fund-manager commentary, cash levels, and sector calls directly from 50+ monthly AMC factsheet PDFs into the app's structured signal pipeline.
Digital CFO
Plain-English AI briefings summarizing household asset allocation, rebalancing drift, and upcoming tax liabilities without financial jargon.
Ask Your Portfolio
Natural-language question answering grounded strictly in the portfolio's exact computed numbers—tax lots, XIRR calculations, and look-through exposures.
Access the analytics application
If your Google account is pre-authorized on the platform whitelist, sign in to view holdings, performance metrics, and tax computations.